Affordable Care Act: The complete name of the Act is "The Patient Protection and Affordable Care Act" . It is a federal law signed by President Obama on March 23, 2010 focused on reforming the private health insurance market, providing better coverage for those with pre-existing conditions, improving prescription drug coverage in Medicare and extending the life of the Medicare Trust fund by at least 12 years.
Benefits: what is covered by a specific Health care insurance.
Commerce Clause: It is a Federal Government power listed in the U.S. Constitution. This clause states that the Congress shall have the power to "To regulate commerce with foreign Nations, and among the several States, and with the Indian Tribes".
Co-payment: The amount that the insured person must pay out of pocket before the health insurer pays for a particular visit or service
Free rider: This expression makes reference to those people who take advantage of a health coverage without paying for it.
Government Option: commonly called "Public Option", it was a proposed public health insurance plan that the federal government tried to pass within the Act. The House of Representatives eliminated this point as necessary condition to enacted the Law.
Individual Mandate : It is a obligation that every individual has to purchase a health care insurance if they don't have a employer sponsored one.
Medicaid Program: It is a U.S. health care program for eligible individuals and families with low incomes and resources.
Medicare Program: It is a U.S. social insurance program that provides health insurance coverage to people who are aged 65 and over, or who meet other special criteria (disabilities).
Pre-existing conditions: A pre-existing condition is a medical condition that existed before you obtained health insurance, and it is significant because the insurer may not cover the pre-existing condition.
Some of the definitions have been adapted from the resources listed in the page "Resources"
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